Compliance · Indian Regulatory
Security evidence for the UPI ecosystem.
The obligation
What NPCI / UPI Compliance asks of you.
Every UPI ecosystem participant — Payment Service Providers, Third-Party App Providers, and the banks behind them — connects into NPCI's switch under security requirements that cover transaction integrity, fraud and velocity-check controls, and secure handling of VPA-to-account mapping data. Because a single vulnerability in a TPAP's integration can ripple across every bank it connects to, NPCI's expectations for API and infrastructure security run deeper than a typical fintech's baseline, even though NPCI doesn't publish as prescriptive a framework as RBI or SEBI do.
How TriNetra maps to it
TriNetra scopes UPI-integration engagements as API-first PTaaS work, testing the authorization boundaries between a PSP's app layer and the NPCI switch specifically — the same BOLA/BFLA/mass-assignment classes that matter for payment aggregators, since a UPI handle or account-linking flow is exactly the kind of object-level authorization boundary attackers probe first.
ASM keeps continuous watch on the participant's public-facing app-linking and callback endpoints between engagements, and DRP adds detection unique to the Indian payments landscape: fraudulent UPI VPAs and fake RBI/KYC lookalike domains matched against verified-scam intelligence.
Keep evidence current between audits with Continuous Controls Validation.
Ready when you are
Bring your framework. Leave with a plan.
Tell us which regulators govern you. We'll show you — on live platform data — exactly which modules produce the evidence each one asks for.